
Make buying your AC simple and budget-friendly with a Bajaj Finserv Easy EMI Loan
Summer 2026 is almost here, and in most Indian cities, that means one thing — your AC will run for hours every day. Buying the right air conditioner is not just about staying cool; it directly impacts your electricity bill and long-term comfort.
Many buyers rush into purchasing an AC based on discounts or brand popularity. Whether you’re considering brands like Voltas, Hitachi, LG, or Samsung, the real decision should depend on your room size, usage pattern, and energy efficiency needs.
Here are the most common AC buying mistakes you should avoid this summer.
Also Read : Summer 2026 AC Buying Guide: Best Deals on Voltas, Daikin & LG with Bajaj Finserv Easy EMIs
Common AC Buying Mistakes in India (2026 Guide for Smart Buyers)
1. Choosing the Wrong AC Size (Tonnage)
This is the most frequent mistake.
If you buy an AC that is too small:
- It will run continuously.
- Cooling will feel weak.
- Electricity bills will increase.
If you buy an AC that is too large:
- It cools too quickly without proper dehumidification.
- It may consume more power than necessary.
- The room may feel unevenly cooled.
As a basic guideline:
- 100–120 sq ft room → 1 Ton
- 120–180 sq ft room → 1.5 Ton
- 180–250 sq ft room → 2 Ton
But don’t rely only on square footage. Also consider sunlight exposure, top-floor heat, number of occupants, and ceiling height.
2. Ignoring BEE Star Ratings
Many people focus only on the price tag and ignore energy efficiency.
Higher BEE star-rated ACs:
- Cost slightly more upfront.
- Save significant electricity in the long run.
If your AC usage is high (8–10 hours daily), investing in a 4-Star or 5-Star model can reduce long-term power bills substantially.
3. Not Choosing Inverter Technology
Non-inverter ACs work on a simple on/off mechanism. The compressor starts at full speed and stops repeatedly. This increases power consumption and causes more wear and tear.
Inverter ACs adjust compressor speed according to cooling demand. They:
- Maintain consistent temperature.
- Consume less electricity.
- Operate more quietly.
- Provide better long-term efficiency.
In 2026, inverter AC should ideally be your default choice unless you have very limited usage.
4. Forgetting Installation and Hidden Costs
The MRP is not the final cost.
You may need to pay extra for:
- Installation charges
- Additional copper piping
- Wall brackets
- Outdoor unit stand
- Stabilizer (in voltage fluctuation areas)
These costs can add ₹2,000 to ₹5,000 or more depending on your setup. Always ask for a full cost breakdown before finalizing.
5. Ignoring Room Conditions
Two rooms of the same size can require different cooling capacities.
Factors that impact cooling:
- Direct sunlight
- Glass windows
- Poor insulation
- High ceilings
- Top-floor heat
- Number of people in the room
Choosing an AC only based on room size without considering environment conditions often leads to dissatisfaction.
6. Not Planning for Maintenance and Service
An AC is a long-term appliance. Before buying, check:
- Is the brand’s service center available in your city?
- What is the compressor warranty?
- Are spare parts easily available?
After-sales support matters more than just brand name.
7. Prioritising Design Over Performance
Modern ACs look sleek and premium. But cooling performance and efficiency should always come first.
Before finalizing, compare:
- Energy rating
- Compressor type
- Warranty terms
- Service network
- Customer reviews
Design is secondary. Performance is primary.
Popular AC Models to Explore in 2026
Here are some widely searched models this season:
- Samsung 1 Ton 3 Star Inverter Split AC (AR12CY3ZAGD)
Price: ₹31,490
EMI starting from: ₹1,749
Suitable for small rooms with fast cooling and built-in voltage protection features. - Voltas 1.5 Ton 3 Star Inverter Split AC (183V Vectra Prism)
Price: ₹34,990
EMI starting from: ₹1,944
Offers adjustable cooling modes suitable for varying heat conditions. - Daikin 1.5 Ton 3 Star Inverter Split AC (MTKL50U)
Price: ₹38,500
EMI starting from: ₹2,138
Known for efficient airflow design and balanced cooling. - Blue Star 1.5 Ton 4 Star Inverter Split AC (IA418YATU)
Price: ₹41,990
EMI starting from: ₹2,332
Designed for extreme heat with turbo cooling and durable copper coils. - LG 1.5 Ton 5 Star AI Dual Inverter Split AC (TS-Q19YNZE)
Price: ₹46,500
EMI starting from: ₹2,583
Focused on AI-based cooling optimization and long-term energy savings.
Can EMI Options Help?
If upfront cost is a concern, financing options are available through companies like Bajaj Finserv. They offer Easy EMI options, including:
- Financing up to ₹5 lakh
- Flexible repayment tenures
- Zero down payment on select models
- Online eligibility check
Always review terms carefully before opting for any financing scheme.
Final Thoughts
Buying an AC is not a small decision — it’s something you’ll use for the next 7–10 years.
Avoid these common mistakes:
- Don’t guess tonnage.
- Don’t ignore star rating.
- Don’t skip inverter technology.
- Don’t forget installation cost.
- Don’t ignore room conditions.
- Don’t compromise on service support.
If you plan carefully, you’ll enjoy a comfortable summer without worrying about high electricity bills.
About Bajaj Finance Limited
Bajaj Finance Limited is one of India’s leading Non-Banking Financial Companies (NBFCs) and operates as a subsidiary of Bajaj Finserv Ltd.. Registered with the Reserve Bank of India (RBI), the company is classified as an NBFC-Investment and Credit Company (NBFC-ICC).
With over three decades of presence in the Indian financial sector, Bajaj Finance has built a large customer base across urban and rural markets. It provides a wide range of financial products including consumer durable loans, personal loans, SME financing, and fixed deposit schemes.
Key highlights:
- Offers financing solutions for electronics and home appliances, including air conditioners
- Wide partner store network across thousands of Indian cities
- Flexible EMI tenures based on eligibility
- Pre-approved loan checks via mobile OTP verification
- Strong domestic credit ratings including AAA/Stable for long-term borrowing
For customers looking to spread the cost of an AC purchase into manageable monthly instalments, Bajaj Finance provides structured financing options. However, it is always advisable to carefully review interest rates, processing fees, and repayment terms before opting for any loan product.
o know more, visit www.bajajfinserv.in
Source & Disclaimer
Source: Press Release by NewsVoir
Disclaimer: This article is based on a syndicated press release from NewsVoir. TechMitra has edited and optimized the content for clarity, readability, and SEO. All facts, claims, and data are the responsibility of the source organization.
Ayush Singhal is the founder and chief editor of TechMitra.in — a tech hub dedicated to simplifying gadgets, AI tools, and smart innovations for everyday users. With over 15 years of business experience, a Bachelor of Computer Applications (BCA) degree, and 5 years of hands-on experience running an electronics retail shop, Ayush brings real-world gadget knowledge and a genuine passion for emerging technology.
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