25 Best AI Prompts for Stock Trading & Business Finance
In today’s fast-moving financial world, AI tools like ChatGPT and Google Gemini are no longer just for techies — they’re becoming must-have assistants for investors, traders, and business owners. Whether you are analyzing stocks, planning a portfolio, or preparing financial statements, AI can save hours of manual work and give you fresh insights instantly.
But the key is knowing what to ask. That’s where prompts come in. A well-crafted prompt tells AI exactly what you need — whether it’s a stock screener, a trading plan, or a budget forecast.
In this article, we’ll explore the 25 Best AI Prompts for Stock Trading & Business Finance with practical examples, usage tips, and how to apply them in ChatGPT and Gemini effectively.
Table of Contents
How to Use Prompts in ChatGPT & Gemini
Before diving into the list, here’s how to get the best out of these AI tools:
Be Specific → Instead of asking “Tell me about TCS stock”, ask “Analyze the last 5 years of TCS stock fundamentals and suggest if it’s good for long-term holding.”
Provide Context → Add details like your risk level, investment capital, or business size.
Use Follow-ups → AI works best in conversations. After one answer, refine with “Can you add charts?” or “Give me a step-by-step plan.”
Verify Data → Remember, AI doesn’t fetch live stock prices. Always cross-check financial advice with real-time data.
Export or Save → Copy outputs into Excel, Google Sheets, or your finance tools for practical use.
Section 1: AI Prompts for Shares & Trading
These prompts help with stock analysis, trading strategies, and portfolio planning.
1. Fundamental Stock Analysis
Prompt:
“Analyze the last 5 years of financial data of [Company Name] and tell me whether it is a good long-term investment.”
How to use: Paste financial statements into Gemini or ChatGPT for detailed insights.
2. Technical Trading Signals
Prompt:
“Generate a technical analysis of [Stock Symbol] using RSI, MACD, and moving averages with buy/sell signals.”
How to use: Works well if you add past price data into the prompt.
3. Market News Digest
Prompt:
“Summarize today’s top stock market news in simple language for a beginner investor.”
How to use: Quick way to stay updated daily without scanning multiple news sites.
4. Stock Comparison
Prompt:
“Compare the valuation ratios (P/E, P/B, EV/EBITDA) of [Company A] vs [Company B].”
How to use: Great for deciding between two stocks in the same sector.
5. Dividend Investing
Prompt:
“List the top 10 Indian stocks with consistent dividend history in the last 10 years.”
How to use: Helps build passive income strategies.
6. Intraday Trading Simulation
Prompt:
“Simulate a trading strategy for intraday trading in NIFTY50 using 15-minute candlestick patterns.”
How to use: Can test multiple strategies before trying in real trades.
7. Valuation Check
Prompt:
“Explain whether [Company Name] is undervalued or overvalued using fundamental analysis.”
How to use: Good for checking hype vs reality.
8. Portfolio Diversification
Prompt:
“Create a step-by-step stock portfolio diversification plan with ₹1,00,000 capital.”
How to use: Add risk level (low/medium/high) for personalized results.
9. Swing Trading Plan
Prompt:
“Generate a 7-day swing trading plan for [Stock Symbol] with entry and exit points.”
How to use: Helps identify short-term opportunities.
10. Sector Risk Analysis
Prompt:
“Predict potential risks for investing in [Sector Name] (e.g., IT, Banking, Pharma) in 2025.”
How to use: Good for long-term investors before sectoral bets.
11. Analyst Consensus
Prompt:
“Summarize analyst ratings and consensus targets for [Stock Symbol].”
How to use: Works if you paste excerpts from brokerage reports.
12. Stock Screener
Prompt:
“Generate a stock screener for Indian mid-cap growth stocks with strong fundamentals.”
How to use: Helps discover hidden gems instead of chasing only large caps.
Section 2: AI Prompts for Business Finance
These prompts help small businesses and entrepreneurs manage cash flow, taxes, budgeting, and planning.
13. Cash Flow Template
Prompt:
“Create a monthly cash flow statement template for a small retail business.”
How to use: Copy output into Excel/Sheets for live use.
14. Break-Even Analysis
Prompt:
“Generate a break-even analysis for a business selling [Product/Service] with given costs and revenues.”
How to use: Plug in your own cost and sales data.
15. Tax Planning
Prompt:
“Suggest tax-saving strategies for a small business in India.”
How to use: AI will suggest schemes, but confirm with a CA.
16. Working Capital Needs
Prompt:
“Explain how to calculate working capital needs for a business with ₹50 lakh turnover.”
How to use: Ideal for cash-intensive businesses.
17. Debt Repayment Plan
Prompt:
“Generate a debt repayment schedule for a business loan of ₹10 lakh at 12% interest.”
How to use: Copy into Excel for tracking.
18. Financial Ratio Analysis
Prompt:
“Prepare a financial ratio analysis (current ratio, debt-equity ratio, ROI) for [Business Type].”
How to use: Add balance sheet and P&L data for best results.
19. Government Schemes
Prompt:
“List the top 5 government schemes and subsidies available for small businesses in India (2025).”
How to use: Great for funding/loan opportunities.
20. Profit & Loss Statement
Prompt:
“Prepare a sample P&L statement for a startup café with estimated expenses and sales.”
How to use: Adapt categories to your own business.
21. Cost-Cutting Plan
Prompt:
“Generate a cost-cutting plan for a company struggling with high operating expenses.”
How to use: Helps during low-revenue phases.
22. Financial Forecasting
Prompt:
“Create a financial forecast for the next 3 years for a business with 20% annual growth.”
How to use: AI gives projections, you can tweak assumptions.
23. GST Filing Help
Prompt:
“Explain step-by-step how to prepare GST filings for a small business in India.”
How to use: Saves compliance headaches.
24. Investment Planning for Surplus
Prompt:
“Prepare an investment plan for a business surplus of ₹25 lakh (safe + growth options).”
How to use: Mix of FD, bonds, mutual funds, and reinvestment ideas.
25. Budget Planner
Prompt:
“Generate an automated monthly budget planner for personal + business finance tracking.”
How to use: Copy into Google Sheets, update monthly.
Gemini vs ChatGPT: Which to Use?
ChatGPT (OpenAI):
Better at creative and conversational explanations.
Great for drafting strategies, portfolio ideas, and financial education.
Plugins (if enabled) can connect to stock/finance tools.
Google Gemini:
Strong at summarizing multiple data sources quickly.
More up-to-date with news if connected to Google ecosystem.
Ideal for digesting financial statements, reports, and compliance documents.
Pro tip: Use Gemini for research & summaries, and ChatGPT for plans, templates, and strategies.
Final Thoughts
AI won’t replace human judgment in trading or finance — but it’s a powerful assistant. With the right prompts, you can:
Analyze stocks faster
Create trading strategies
Manage business cash flow
Plan budgets and forecasts
The key is asking specific, detailed prompts and always verifying results with real-time data or financial experts.
By using the 25 prompts above, you can turn ChatGPT and Gemini into your personal finance co-pilots.