40 Best AI Prompts for Stock Trading & Business Finance
In today’s fast-moving financial world, AI tools like ChatGPT and Google Gemini are no longer just for techies — they’re becoming must-have assistants for investors, traders, and business owners. Whether you are analyzing stocks, planning a portfolio, or preparing financial statements, AI can save hours of manual work and give you fresh insights instantly.
But the key is knowing what to ask. That’s where prompts come in. A well-crafted prompt tells AI exactly what you need — whether it’s a stock screener, a trading plan, or a budget forecast.
In this article, we’ll explore the 40 Best AI Prompts for Stock Trading & Business Finance with practical examples, usage tips, and how to apply them in ChatGPT and Gemini effectively.
IMPORTANT TRADING DISCLAIMER: The AI prompts and strategies shared in this article are for educational and research purposes only. TechMitra.in and its authors are not SEBI-registered Investment Advisors or Research Analysts.
AI Warning: Artificial Intelligence tools (Gemini, ChatGPT) can “hallucinate” or provide outdated data. Never execute trades solely based on AI outputs. Always verify stock prices, financial ratios, and regulatory data with official sources like the NSE or BSE before investing real money.
Table of Contents
How to Use Prompts for Finance in 2026 (The Pro Method)
Using AI for finance has changed. It is no longer just about text; it is about Live Data and Document Analysis. Follow these 5 rules to get “Hedge Fund Level” insights:
1. Upload, Don’t Just Paste (The “File First” Rule)
Old Way: Copy-pasting a messy table from a PDF into the chat.
2026 Way: Click the Paperclip/Plus icon and upload your PDF Annual Report, Excel P&L, or CSV Portfolio.
Why: AI can now “read” the structure of your Excel sheet perfectly, allowing for accurate calculations and trend spotting that copy-paste often breaks.
2. Activate “Live Search” for Market Data
Old Way: “AI knowledge is cut off in 2023.”
2026 Way: Ensure your “Web Browsing” or “Google Workspace” extension is active.
The Prompt: Always start your prompt with “Search the latest web results for…” or “Using real-time data from Google Finance…” to ensure the AI fetches today’s price, not last year’s.
3. Assign a “High-Level Persona”
Don’t just ask, “Is this stock good?”
Instead, command the AI: “Act as a Forensic Accountant. Analyze this balance sheet for red flags.” or “Act as a SEBI-registered Investment Advisor (simulated). Create a conservative portfolio allocation for a 30-year-old.”
Result: The AI switches its “tone” from generic to professional and analytical.
4. The “Trust but Verify” Rule (Crucial)
Correction: Modern AI can fetch live prices, but it can still “hallucinate” (make up) specific numbers or mix up data between companies with similar names.
Pro Tip: Always ask the AI to “Provide Citations” or links to the sources. If it says “Reliance profit is up 20%,” click the citation to check the actual news article.
5. One-Click Workflow Integration
For Gemini Users: Don’t copy-paste the answer. Look for the “Export to Google Sheets” button at the bottom of the response. This instantly turns a table of stock data into a working spreadsheet.
For ChatGPT Users: Use the “Analyze Data” feature to have it generate a downloadable graph or chart directly in the chat.
Actionable Example:
Don’t Ask: “Tell me about HDFC Bank.” Do Ask: “Search for the latest quarterly results of HDFC Bank. Compare the Net Interest Margin (NIM) with ICICI Bank for the last 4 quarters. Export the comparison to a table.”
Best 30 Stock Trading Prompt For Gemini & ChatGPT
Part 1: Real-Time Indian Market Intelligence
Use these with Gemini Advanced or ChatGPT (Search enabled).
The “Dalal Street” Morning Brief:
“Search the latest news from Moneycontrol, Economic Times, and Livemint from the last 12 hours. Summarize the top 3 headlines impacting the Nifty 50 today. What is the sentiment regarding FII/DII flows?”
RBI Policy Impact Analyzer:
“Summarize the key takeaways from the latest RBI Monetary Policy Committee (MPC) meeting. How will the repo rate decision likely impact ‘Rate Sensitive’ sectors like Banking (Bank Nifty), Auto, and Real Estate in India?”
Quarterly Results (Earnings) Summary:
“Find the latest quarterly results and investor presentation for [Company Name, e.g., Tata Motors]. Summarize the revenue growth (YoY), Net Profit margins, and management commentary on rural demand.”
Sector-Specific News (Monsoon Impact):
“Search for the latest IMD (Indian Meteorological Department) monsoon forecast. Analyze how this prediction might impact Indian FMCG and Tractor stocks (like HUL, ITC, Mahindra & Mahindra) for the coming quarter.”
FII vs DII Activity Check:
“Search for yesterday’s provisional FII (Foreign Institutional Investor) and DII (Domestic Institutional Investor) trading data. Did FIIs net buy or sell? Historically, what happens to the Nifty when FIIs sell for 5 days in a row?”
Part 2: Document & Financial Analysis (Indian Context)
Instruct users to Upload a PDF/Excel before asking.
Annual Report “Risk” Detector:
“(Upload Annual Report PDF) Go to the ‘Management Discussion and Analysis’ (MD&A) section. Summarize the key risks mentioned regarding ‘Regulatory Changes’ or ‘Raw Material Inflation’ specific to the Indian market.”
GST Invoice Verification:
“(Upload GST Invoice PDF) Verify if this invoice contains all mandatory fields required for GST compliance in India (GSTIN, HSN Code, Place of Supply). Highlight any missing details.”
Promoter Holding Check:
“(Upload Shareholding Pattern PDF) Analyze the change in ‘Promoter Pledging’ over the last 4 quarters. Is the percentage of pledged shares increasing? Explain why this might be a red flag for Indian investors.”
Balance Sheet “Forensic” Scan:
“(Upload Balance Sheet) Look for ‘Related Party Transactions’ in the notes to accounts. Are there significant loans given to promoter-owned subsidiaries that look unusual?”
SIP vs Lumpsum Calculator:
“(Upload Mutual Fund Statement) I have been doing a SIP of ₹5,000 in this fund for 3 years. Compare my XIRR (returns) with the Nifty 50 TRI benchmark over the same period. Did I beat the index?”
Part 3: Fundamental Deep Dives (Indian Investing)
The “Coffee Can” Filter:
“Act like an Indian value investor. Analyze [Company Name] based on the ‘Coffee Can Investing’ principles: Does it have consistent revenue growth >10% and ROCE >15% for the last 10 years? (Search for data).”
PSU Stock Analysis:
“Analyze [Public Sector Undertaking Name, e.g., Coal India] not just on P/E ratio, but on Dividend Yield and government divestment plans. What are the upcoming ‘Offer for Sale’ (OFS) risks?”
Z-Score Bankruptcy Check:
“Calculate the Altman Z-Score for [Company Name] using its latest standalone financial figures. Is the company in the ‘Safe Zone’ or at risk of financial distress?”
Management Quality Check:
“Search for past interviews of [CEO/Promoter Name] on CNBC-TV18. Have they consistently met the guidance they gave 2 years ago? Are there any SEBI warnings or penalties against them?”
Competitive Moat (Distribution):
“Analyze the distribution network of [FMCG Company, e.g., Dabur]. How does its reach in rural India compare to its competitor [e.g., Marico]? Is this a durable competitive advantage?”
Part 4: Best prompt For Stock Analysis (Technical) & Options Trading (Nifty/Bank Nifty)
Option Chain Interpreter:
“Explain how to read the NSE Option Chain for Bank Nifty. If ‘Call Writing’ (OI) is massive at 45,000 strike price and ‘Put Writing’ is weak, what does this indicate for the market direction?”
Breakout Strategy Code (Pine Script):
“Write a TradingView Pine Script for a ‘Volume Breakout’ strategy on Indian stocks. Buy when the daily closing price is above the 20-day High and Volume is 2x the 10-day average volume.”
Moving Average Crossover (Golden Cross):
“I am tracking Reliance Industries. Explain the significance of the ‘Golden Cross’ (50 DMA crossing above 200 DMA) in the context of a long-term bullish trend.”
Intraday Momentum Setup:
“Describe a simple ‘Open High Low’ (OHL) strategy for intraday trading in Nifty 50 stocks. What are the rules for entering a trade at 9:30 AM?”
VIX (Volatility) Correlation:
“What is the historical relationship between ‘India VIX’ and the Nifty index? If India VIX jumps 10% in a single day, what does it usually signal for option buyers?”
Context: ” Note: While AI can write code, SEBI has cautioned investors against dealing with unregulated algorithmic trading platforms. Use these prompts for personal analysis only.”
Part 5: Excel & Google Sheets (Indian Business)
GST Calculation Formula:
“Write an Excel formula to separate the Base Amount and GST Amount from a Total Bill. Assume the Total is in Cell A1 and the GST rate is 18% (IGST).”
EMI Calculator:
“Create a formula to calculate the EMI for a Home Loan of ₹50 Lakhs at 8.5% interest for 20 years. Also, calculate the total interest paid over the tenure.”
Stock Portfolio Tracker (Google Finance):
“Write a Google Sheets function to pull the live price of ‘TCS’ and ‘Infosys’ from the National Stock Exchange (NSE). Format:
=GOOGLEFINANCE(...).”Loan Amortization Schedule:
“Explain how to create a loan amortization schedule in Excel that shows the Principal vs. Interest component for each month for an Indian car loan.”
Top Customer Analysis:
“I have a sales dataset. Write a Pivot Table guide to identify which ‘State’ (e.g., Maharashtra, Karnataka) contributes the highest revenue and which specific ‘Product SKU’ is the bestseller there.”
Part 6: Indian Startup & Corporate Strategy
Startup Valuation (Shark Tank Style):
“I run a D2C (Direct-to-Consumer) brand in India with ₹2 Crore annual revenue and ₹20 Lakhs EBITDA. Based on current market multiples for D2C brands, what is a fair pre-money valuation range?” (Note: Add disclaimer that this is an estimate).
Festival Season Sales Planning:
“Create a 3-month marketing and inventory roadmap for an e-commerce electronics store preparing for the ‘Diwali Great Indian Festival’ sale. Include key dates for stocking up and ad campaigns.”
Regulatory Compliance Checklist:
“I am registering a Private Limited company in India. List the mandatory annual compliances (ROC filings, GST returns, Income Tax) I need to be aware of to avoid penalties.”
Cost Cutting Strategy (Indian Context):
“My logistics costs in India are rising due to fuel prices. Suggest 5 strategies to optimize ‘Last Mile Delivery’ costs in Tier-2 cities, considering local challenges.”
Export Opportunity Scanner:
“Analyze the government’s ‘PLI Scheme’ (Production Linked Incentive) for the Textile sector. How can a small textile manufacturer in Surat benefit from this scheme?”
If you encounter fraud or issues with a broker, you can file a complaint directly on SEBI SCORES.
Advanced ‘Hedge Fund Style’ Prompts for Pro Traders
1. The “Forensic Audit” & Sentiment Cross-Check
This prompt combines financial data analysis with qualitative sentiment checks to spot manipulation.
“Act as a forensic accountant and a behavioral finance expert. I am uploading the Annual Report of [Company Name].
Step 1: Analyze the ‘Related Party Transactions’ and ‘Contingent Liabilities’ for any high-risk anomalies compared to the previous 3 years. Step 2: Search the web for employee reviews on Glassdoor/LinkedIn and customer complaints on Twitter for the last 6 months. Step 3: Correlate the financial risks from Step 1 with the sentiment in Step 2. Is the management hiding operational stress? Provide a ‘Risk Score’ out of 10.”
2. The “Pre-Mortem” Investment Strategy
Instead of asking “Is this good?”, ask the AI to simulate failure. This is a classic hedge fund technique.
“I am considering a long position in [Company Name] for a 3-year horizon. Conduct a ‘Pre-Mortem’ analysis.
Assume it is now 2029 and this investment has failed miserably (lost 50% value). Based on the current competitive landscape, regulatory risks in India (SEBI/RBI), and macro headwinds, construct the most plausible narrative for why it failed. Be specific about which competitive moat crumbled first.”
3. The “Pair Trade” Correlation Matrix
For traders looking for hedging opportunities.
“I want to execute a ‘Pair Trade’ in the [Sector, e.g., Indian Private Banks] sector.
Step 1: Identify two stocks in this sector that have historically high correlation (>0.8) but have diverged significantly in price over the last month (one up, one down). Step 2: Analyze the fundamental reasons for the divergence. Is it a structural shift or a temporary overreaction? Step 3: Suggest a trade setup (Long X / Short Y) if the divergence appears temporary, including entry and exit standard deviations.”
4. The “Supply Chain Shock” Simulator
Test a company’s resilience to real-world chaos.
“Simulate a ‘Supply Chain Shock’ scenario for [Company Name, e.g., Tata Motors].
Assume a 20% rise in global crude oil prices and a 10% depreciation of the INR against the USD. Based on their latest Annual Report (specifically raw material sourcing and hedging strategies), calculate the estimated impact on their Operating Margins (EBITDA). Will they be able to pass these costs to consumers, or will margins shrink?”
5. The “Algo-Trading Strategy” Architect (Pine Script)
A prompt that builds a complete, robust trading system code.
“Write a sophisticated Pine Script strategy for TradingView for Nifty 50 Futures.
Conditions:
Trend Filter: Price must be above the 200 EMA (Daily).
Entry: RSI (14) dips below 40 and then crosses back above 40 (Pullback Entry).
Volatility Filter: ATR (Average True Range) must be rising (expanding volatility).
Risk Management: Set a dynamic Stop Loss at 2x ATR below the entry price and a Take Profit at 4x ATR. Output: Provide the clean code with comments explaining each logic block.”
6. The “Sector Rotation” Cycle Analyzer
Predicting the next big sector move based on macroeconomics.
“Act as a Macro-Strategist. Analyze the current phase of the Indian Business Cycle (Early, Mid, Late, or Recession) based on the latest GDP data, Inflation (CPI), and Credit Growth.
Based on this phase, which 2 sectors historically outperform? Compare this historical probability with the current valuation (P/E ratios) of the Nifty Auto vs. Nifty IT indices. Which sector offers a better ‘Margin of Safety’ today?”
7. The “Earnings Call” Lie Detector
Using AI to read between the lines of CEO speech.
“I am pasting the transcript of the latest earnings call for [Company Name].
Analyze the CEO and CFO’s language patterns.
Identify instances of ‘hedging’ language (e.g., ‘we hope’, ‘challenges remain’, ‘complex environment’) when discussing future growth.
Compare the tone of the opening statement vs. the Q&A session. Did they become defensive when answering analyst questions about margins?
Flag any specific question they dodged or answered vaguely.”
8. The “Synthetic Dividend” Option Strategy
For advanced options traders seeking income.
“I hold 1000 shares of [Company Name] and want to generate monthly income.
Analyze the current Option Chain volatility (IV). Suggest a ‘Covered Call’ strategy for the next expiry. Goal: Maximize premium intake while keeping the probability of assignment below 20% (Delta < 0.20). Output: Which strike price offers the best risk/reward? Calculate the annualized return if the option expires worthless.”
9. The “Valuation Triangulation” Model
Don’t rely on just one number. Triangulate the value.
“Perform a ‘Triangulated Valuation’ for [Company Name].
Method 1: DCF Analysis (Assume 10% growth, 12% discount rate). Method 2: Relative Valuation (Compare P/E and EV/EBITDA with top 3 Indian peers). Method 3: Graham Number calculation. Synthesis: Present these three values in a table and provide a final ‘Fair Value Range’. Is the stock currently Overvalued, Undervalued, or Fairly Valued?”
10. The “Insider Activity” Signal Decoder
Insider trading data analysis.
“Search for the last 12 months of ‘Insider Trading’ (SAST Regulations) disclosures for [Company Name] on the BSE/NSE website.
Analysis:
Distinguish between ‘ESOP conversions’ (routine) and ‘Open Market Buys’ (conviction).
If Promoters have bought shares, did the stock price rise or fall in the subsequent 3 months?
Is there a cluster of buying by multiple Key Managerial Personnel (KMPs) recently? Interpret this signal.”
Gemini Advanced vs. ChatGPT (o1): Which Should You Use in 2026?
Both AIs have evolved. Here is the best way to split your workflow for maximum efficiency:
| Feature | Google Gemini (Advanced) | ChatGPT (OpenAI o1/Pro) |
| Best For | Live Market Data & Indian Stocks | Complex Strategy & Coding |
| Data Source | Real-time connection to Google Finance and Google Search. Excellent for tracking live Nifty/Sensex prices and news. | Deep reasoning capabilities. Best for analyzing historical patterns and building “Logic Chains.” |
| File Handling | Great for Google Sheets integration. You can export tables directly to your portfolio tracker. | Superior for Excel/CSV Data Analysis. Upload a messy balance sheet, and it cleans it perfectly. |
| Ecosystem | connects with your Gmail/Drive (e.g., “Find the contract in my Drive”). | Excellent custom “GPTs” for specific tasks like “Chart Pattern Recognition.” |
Pro Tip:
Use Gemini to gather the data (“What is Reliance’s P/E ratio today vs. peers?”).
Use ChatGPT to analyze the strategy (“Build a hedging strategy using this P/E data”).
Final Thoughts
Final Thoughts: AI is Your Co-Pilot, Not Your Fund Manager
The financial landscape in 2026 has changed. With the 30+ Ai prompts for trading above, you aren’t just asking questions—you are using AI to analyze balance sheets, write Python trading code, and track live market sentiment.
But remember the “80/20 Rule”:
Let AI do 80% of the heavy lifting (data gathering, summarizing, formatting).
You must provide the 20% of human judgment (risk management, verifying facts, and executing trades).
Your Next Step: Don’t just read these prompts—copy one right now. Open Gemini, upload your latest portfolio CSV, and ask it to find your “highest risk” position. The results might surprise you.
FAQs
Q1. Can AI like Gemini or ChatGPT predict stock prices?
No AI can predict the future. However, they can analyze probabilities. For example, you can ask, “Historically, what happens to the Nifty 50 when crude oil rises by 5%?” The AI will analyze past data to give you a trend, but never treat this as a guaranteed prediction.
Q2. Which AI is better for Indian Stock Market analysis?
Google Gemini is generally better for Indian stocks because of its seamless integration with Google Search and Google Finance, which pulls live data on Nifty/Sensex companies faster. ChatGPT is excellent if you want to upload a PDF Annual Report of an Indian company and summarize it.
Q3. Is it safe to upload my financial documents (P&L, Portfolio) to AI?
In 2026, most paid versions (Gemini Advanced / ChatGPT Team) have strong privacy controls and do not train on your data by default. However, as a best practice, always remove sensitive personal info (like PAN Card numbers, Bank Account numbers, or exact addresses) before uploading any file.
Q4. Can AI help me save tax?
Yes. You can upload your investment proof details (removing personal IDs) and ask: “I have invested ₹1.5L in 80C. Suggest other Indian tax-saving sections I might be missing for a salary of ₹15 LPA.” It can suggest options like NPS (80CCD) or Health Insurance (80D).
Q5. Why do you recommend using ‘File Uploads’ instead of pasting text?
Pasting text often loses formatting. When you upload an Excel or PDF file, the AI can “read” the structure (columns, rows, tables) much better. This reduces errors when analyzing complex things like Balance Sheets or Cash Flow statements.
Q6. Can AI replace my financial advisor?
AI is not a replacement for a SEBI-registered Investment Advisor. Be wary of unregistered entities offering assured returns.”
Financial Disclaimer & Risk Disclosure
1. Educational Purpose Only The content provided in this article, including specific AI prompts, code snippets (Pine Script/Python), and financial analysis examples, is strictly for informational and educational purposes. It does not constitute a recommendation to buy, sell, or hold any security, financial product, or instrument.
2. No SEBI Registration The authors and owners of TechMitra.in are not registered with the Securities and Exchange Board of India (SEBI) as Investment Advisors (RIA) or Research Analysts (RA). Any investment decision you make based on this information is solely at your own risk and discretion.
3. Limitations of AI Tools Users should be aware that AI models (such as Google Gemini and OpenAI ChatGPT) have limitations:
Data Latency: Real-time data may be delayed or inaccurate depending on the tool’s current connectivity.
Hallucinations: AI can confidently generate factually incorrect financial figures, formulas, or regulatory interpretations.
Contextual Gaps: AI lacks the human judgment required to interpret complex market sentiments or “Black Swan” events.
4. Market Risk Investments in the securities market are subject to market risks. Read all the related documents carefully before investing. Past performance of any strategy (including AI-backtested ones) is not indicative of future returns. You may lose some or all of your invested capital.
5. Limitation of Liability TechMitra.in accepts no liability for any personal or financial losses, damages, or legal consequences arising directly or indirectly from the use of the AI prompts or information provided in this article. We strongly recommend consulting a SEBI-registered financial advisor before making significant financial decisions.
